Generally the initial credit line for PayPal Credit is between $500 - $1,500. If approved for an amount less than the full purchase price please contact us and we can split the purchase up in two payments. You can use the PayPal Credit for the first payment and for the other payment you can use the method of your choice. You can also use PayPal Credit as one of your payments on a layaway program. Please contact us if you need to set up payment arrangements.