Payment Options
Credit Card: Use your Visa, Master Card, Discover or American express through our Secure checkout.
PayPal: PayPal is only accepted upon request. Effective 11/1/19, due to changes to their user agreement a 3% restocking charge will be applied to all returns or refunds on payments made via PayPal.
Financing through PayPal Credit: Log in or create a PayPal account and select PayPal Credit as the payment method. Effective 11/1/19, PayPal Credit is only accepted upon request. Due to changes to their user agreement a 3% restocking charge will be applied to all returns or refunds on payments made via PayPal Credit.
Bank Wire: Accepted on purchases over $4,000. We save credit card processing fees and pass those on to you as 1.5% savings. Bank wire is the only payment method accepted for international orders. Email sales@mikadodiamonds.com with the item SKU(s) you would like to purchase if you would like to pay by bank wire. Please note: Some financial institutions charge a fee for using a bank wire.
Layaway: For as little as 25% down we will hold the item for you. To proceed with layaway, add your item(s) to the shopping cart and choose layaway as your payment method at checkout.
Layaway Plan Terms:
PayPal: PayPal is only accepted upon request. Effective 11/1/19, due to changes to their user agreement a 3% restocking charge will be applied to all returns or refunds on payments made via PayPal.
Financing through PayPal Credit: Log in or create a PayPal account and select PayPal Credit as the payment method. Effective 11/1/19, PayPal Credit is only accepted upon request. Due to changes to their user agreement a 3% restocking charge will be applied to all returns or refunds on payments made via PayPal Credit.
Bank Wire: Accepted on purchases over $4,000. We save credit card processing fees and pass those on to you as 1.5% savings. Bank wire is the only payment method accepted for international orders. Email sales@mikadodiamonds.com with the item SKU(s) you would like to purchase if you would like to pay by bank wire. Please note: Some financial institutions charge a fee for using a bank wire.
Layaway: For as little as 25% down we will hold the item for you. To proceed with layaway, add your item(s) to the shopping cart and choose layaway as your payment method at checkout.
Layaway Plan Terms:
- A minimum of a 25% deposit is required as a down payment on all layaway purchases.
- A minimum purchase of $1,000 is required to use our layaway plan. Guaranteed approval* up to $8,000 without credit check. Please email sales@mikadodiamonds.com if you would like to request approval for an amount over $8,000 and include details on how long you plan on having the item on layaway and how much you want to put down to get started.
- We will hold your layaway item for a period of up to six months. Extended terms are available on certain items. Please call or email to make special arrangements.
- Once we receive your deposit, we will remove the item from our inventory and set it aside for you.
- By placing the order you are agreeing to purchase the item(s). In exchange, the items will be held for you interest free while you make the payments. Canceled or returned layaway orders will be assessed a restocking fee regardless of the reason for the cancellation or return. The restocking fee for pre-assembled engagement rings, engagement ring settings and wedding bands is 10%. The restocking fee for loose natural diamonds, loose lab-grown diamonds or any other fine jewelry is 20%.
- Layaway plans that extend beyond 6 months will be charged a 2.5% fee per month until the plan is paid in full.
- Items may be returned with a restocking fee within 30 days of the ship date.